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| Scaling Up |
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RGMVP follows an
inclusive approach that is based on the belief
that no single woman should be excluded from the
advantages offered by the CIPs. Since RGMVP’s
community development strategy has no subsidy
element to it, it does not follow the
categorisations very often imposed by government
programmes. All women, regardless of economic
and social status, can participate in RGMVP’s
SHG movement.
The critical element that has allowed RGMVP to
scale up the Programme steeply is the creation
of social capital from among the poor through
CIPs. The approach works at several levels: CRPs
are responsible for organising the poor
initially, this responsibility is then taken
over by VOs at the village level and the BOs at
the Block level, and VO/BO members initiate
drives to organise the left over poor. It is
thus the community institutions that drive the
movement forward to ensure that no poor or needy
is left out of the SHG fold.

Growth of SHGs under RGMVP from 2002 to 2010


The approach allows RGMVP to saturate an entire
block, consisting of 25 to 40 villages, within a
period of four years while including not less
than 10,000 to 15,000 families. In four years,
change is clearly visible in terms of the amount
accessed and invested by each SHG member. During
this period, not only is every poor family
included financially but all RGMVP development
initiatives find deeper penetration.
This model is sustainable along both temporal
and geographical lines. Since the financial
needs of the poor are multiple and ever-evolving
and poor communities are spread across the
length and breadth of India, this model can be
replicated over time and across spaces.
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